Buy Now & Pay Over Time with Affirm


Pay with Affirm at Checkout

Choose Affirm at checkout to pay over time. Available payment plans range from 3 to 36 months. 0% APR plan available for those who qualify.

    Please note: When paying with Affirm, you are entering into a lending agreement with Affirm, not Collective. All orders paid with Affirm are subject to your agreement with Affirm in addition to Collective's shop policies.

    How It Works

    1. Add to Your Cart – place eligible products in your cart
    2. Select Affirm at Checkout – choose Affirm as your payment method
    3. Receive Realtime Decision – provide just a few details for a realtime decision
    4. Choose Your Payment Plan – select the best plan for you, 6, 24, or 36 months. (See your Affirm offer for full details)
    5. Pay Over Time – make payments at affirm.com or through the Affirm app. You'll receive email and text reminders

      Eligible Products for Affirm

      Eligible products will display the Affirm logo under the product title on their product page.

        Rates & Disclosures

        • Rates are between 0-36% APR
        • Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders
        • Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping
        • For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses
        • California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license

        These terms and disclosures are current and known to Collective as of July 2024. Since they are determined by Affirm, and not Collective, they may be inaccurate, incomplete and are subject to change. For full and current terms and disclosures, see your Affirm offer and agreement.

        Returns and Cancellations

        • Orders paid with Affirm are subject to an 8% restocking fee along with all our other shop policies. Please review our policies for full details
        • Additionally, Affirm will refund your balance (after Collective's restocking fees) less any interest. See your Affirm offer and agreement for full details

        For California Residents

        • Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license

        Frequently Asked Questions

        Can I pay off my purchase early?
        Yes, there’s no penalty for paying early.

        How do I make my payments?
        You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android using your debit or your bank account. Affirm will send you email and text reminders before payments are due.

        Does checking my eligibility affect my credit score?
        No, checking your eligibility won't affect your credit score.

        Can I return an item I bought with Affirm?
        Yes, you can return an item bought with Affirm by initiating the return process with the store. Orders paid with Affirm are subject to an 8% restocking fee along with all our other shop policies. Please review our policies for full details.

        Do I need a mobile number to use Affirm?
        Yes, you’ll need a mobile phone number from the U.S. or U.S. territories to verify your identity when creating your account and signing in.

        Where can I learn more about Affirm?
        Visit their website at affirm.com.

        See affirm.com/faqs for more information.